One player should not be equal to the entire state or the entire telemarketing data financial market. We once lived in such a paradigm, and it led to disastrous consequences. When you have no choice at all, sooner or later the bank begins to impose what it considers necessary, and does not give you what you need.
Some banks, for example Sberbank
went to the government and offered their biometric systems, which now contain millions of samples, as a basis for state platforms. Do you see a risk in this for the Unified Biometric System?
— Market participants approached
the government with such proposals even before the development of the Unified Biometric System, but the government still decided that such projects could not be built on a private platform. The experience of Singapore is indicative — the most advanced country in terms of technology, including financial technology. Last year, they decided that they would also create a single biometric platform at the state level. Before that, they had been trying for a long time to base their wrike is an award-winning management efforts on the biometric systems of market participants. Ultimately, the government and the regulator came to the conclusion that this was impossible, since all biometric systems have different data collection standards, levels of protection, and all have different ao lists capabilities for interacting with each other.